Garage Keepers Insurance Cost 2026: What It Covers, Coverage Forms & How to Price It Right
A practical 2026 guide to garage keepers insurance cost for U.S. auto-service businesses — repair shops, body shops, dealers, valet, towing, and detailers that take custody of customers' vehicles. How it covers theft, fire, vandalism, and collision to cars in your care; how it differs from garage liability and general liability; the huge difference between direct primary, legal liability, and excess coverage forms; what drives your premium; typical cost bands; and the mistakes that leave shops underinsured.
garage keepers garage keepers insurance auto repair shop insurance
