Fixed Indexed Annuity vs Variable Annuity: Real Costs, Returns & Riders 2026
Comparing fixed indexed annuities (FIA) and variable annuities (VA): participation rate caps, M&E fees, GLWB/GMIB riders, surrender charge schedules, taxation, and how both stack up against low-cost direct investing in 2026.
fixed indexed annuity variable annuity FIA