Professional Liability Insurance (E&O) for Consultants 2026: Coverage, Cost Drivers & How Much You Need
A 2026 guide to professional liability insurance — errors & omissions (E&O) — for U.S. consultants and professional-service firms: what it covers (negligence, mistakes, missed deadlines, breach of duty), how it differs from general liability, the cost drivers (revenue, industry, limits, claims history), claims-made vs occurrence, retroactive dates and tail coverage, and how much coverage a consultant actually needs.