#long-term care

3개의 글

August 11, 2026

Medicaid Asset Protection Trust (MAPT) 2026: How to Shield Your Home From Nursing-Home Spend-Down

A practical 2026 guide to the Medicaid Asset Protection Trust: what a MAPT is, the five-year look-back and transfer penalty, income-only design, keeping the right to live in your home, preserving step-up in basis, and how a MAPT compares with gifting, an ILIT, and a Medicaid-compliant annuity.

Medicaid asset protection trust MAPT

July 22, 2026

UNM Stock Outlook 2026: Unum Group's Workplace-Benefits Moat and the Long-Term-Care Overhang

Unum Group (UNM) 2026 stock analysis: the #1 US group disability and voluntary workplace-benefits franchise, strong free cash flow, dividend growth plus buybacks, cheap valuation, and the legacy long-term-care closed-block reserve risk that keeps the multiple depressed.

UNM Unum Group US Stocks

June 15, 2026

Nursing Home Bedsores: When a Pressure Ulcer Signals Neglect (2026 Guide)

Learn how nursing home neglect leads to bedsores (pressure ulcers), what the clinical stages mean, which warning signs families should document, and how a neglect claim differs from medical malpractice.

nursing home neglect bedsore lawsuit pressure ulcer