#underwriting

10개의 글

August 17, 2026

PLMR (Palomar Holdings) Stock Outlook 2026: A Catastrophe Specialist's Growth Story and Its Reinsurance Dependence

PLMR (Palomar Holdings) 2026 stock outlook. A qualitative deep dive into the earthquake, flood and crop specialty insurance model, the analytics-driven underwriting moat, how reinsurance caps net catastrophe exposure, combined ratio and ROE economics, the risks around a major cat event and reinsurance costs, plus practical portfolio and US-tax angles for investors.

PLMR Palomar Holdings specialty insurance

August 9, 2026

Surety Bond Cost 2026: Premium Rates, Bond Types, and How to Get Bonded

A practical US-market guide to surety bond cost. Learn how premiums are priced (1–15% of the bond amount by credit tier), the three-party structure, how a bond differs from insurance, contract vs license vs court bonds, the underwriting 3 Cs, T-listed sureties, and how to lower your cost.

surety bond bond cost performance bond

August 5, 2026

Everest Group (EG) Stock Outlook 2026: Hard-Market Reinsurance Tailwinds vs Reserve Risk

Everest Group (NYSE: EG) 2026 stock outlook. A deep qualitative look at this Bermuda-based global reinsurer's hard-market pricing tailwind, float and investment-income engine, growing primary insurance segment, and the offsetting risks of catastrophe volatility, recent casualty reserve strengthening, and an eventual underwriting-cycle turn.

EG Everest Group reinsurance

July 31, 2026

Fiduciary Liability Insurance Guide 2026: Your Shield in the Age of 401(k) Lawsuits

A practical 2026 guide to fiduciary liability insurance in the US. Understand ERISA fiduciary personal liability, the wave of 401(k) excessive-fee class actions, how it differs from an ERISA fidelity bond, D and O, and EPLI, plus cost drivers by plan size, limits, retentions, underwriting questions, and how to lower your premium.

fiduciary liability insurance ERISA 401k

July 30, 2026

Cyber Liability Insurance Cost 2026: A Broker's Guide to First-Party vs Third-Party Coverage

A practical 2026 guide to cyber liability insurance for U.S. small and mid-sized businesses. From a commercial broker's chair: first-party coverage (ransomware, business interruption, data restoration, cyber extortion, forensics, notification) versus third-party coverage (data breach liability, regulatory fines, legal defense), how MFA, EDR and backups drive underwriting and price, sublimits, cost factors, industry ranges, the claims process, and the mistakes buyers keep making.

cyber insurance cyber liability ransomware

July 28, 2026

SIGI (Selective Insurance) Stock Outlook 2026: Reading a Super-Regional P and C Insurer Through Its Combined Ratio

SIGI (Selective Insurance Group) 2026 stock outlook. A qualitative deep dive into the independent-agent moat, field underwriting, commercial-lines core, combined ratio and float economics, E and S expansion, and catastrophe and social-inflation risks.

SIGI Selective Insurance US Stocks

July 26, 2026

THG (The Hanover Insurance Group) Stock Outlook 2026: Underwriting Discipline, Specialty Growth, and Catastrophe Volatility

The Hanover Insurance Group (THG) 2026 stock outlook. A deep qualitative look at this mid-size US property-casualty (non-life) insurer: its independent-agency moat, combined ratio discipline, Specialty lines growth, personal lines catastrophe volatility, higher-rate investment income tailwind, and ROE improvement with dividends and buybacks.

THG Hanover Insurance non-life

July 25, 2026

AFG Stock Outlook 2026: American Financial Group's Disciplined Underwriting and Special-Dividend Machine

American Financial Group (AFG) 2026 analysis: Great American's specialty P&C niches, the discipline behind a sub-100 combined ratio, how insurance float and reinvestment yields drive earnings, the Lindner-family special-dividend model, and the catastrophe, reserve, and soft-market risks.

AFG American Financial Group US Stocks

July 20, 2026

KNSL Stock Outlook 2026: Kinsale Capital's Low-Cost Underwriting Machine vs. a Rich Valuation

Kinsale Capital (KNSL) 2026 stock analysis: the pure-play E&S specialty insurer's proprietary tech platform, industry-lowest expense ratio, high-ROE compounder model, peer comparison with Markel, W.R. Berkley and RLI, plus soft-market, catastrophe, reserve, and valuation risks.

KNSL Kinsale Capital specialty insurance

May 21, 2026

CB Chubb Stock Outlook 2026: The P&C Insurer Buffett Chose at 84% Combined Ratio

CB Chubb stock outlook 2026: Q1 2026 combined ratio 84%, $328 stock price, $184.95 book value, $127B market cap, Berkshire Hathaway stake, Asia insurance growth via Cigna acquisition, 34 consecutive dividend increases, hard market normalization analysis for global investors.

CB Chubb insurance stocks